Are you paying more than you need to?

Life insurance rates have come down recently and as a result many people could be better off moving to a better priced insurer while maintaining the same levels of cover. Please complete our quote request form and we will inform you if you are able to save money.

Having access to  the UK's leading insurance houses we are well placed to ensure that you not only obtain the most suitable types of insurance arrangements but also at the most competitive premiums. It is not unusual for us to save customers thousands of pounds over the duration of a policy.

We advise on 

              Life insurance

             Critical illness insurance

             Accident sickness and Redundancy insurance

             Health / Medical insurance

In many instances we are also able to discount further the leading premiums to give you a market leading service.

Please complete our quote request form or alternatively contact us on the above Freephone number or at info@james-cargill.com or alternatively complete our quote request form.

YOUR HOME IS AT RISK IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED UPON IT 

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James Cargill Ltd is authorised and regulated by the Financial Services Authority for the provision of mortgage advice and arranging insurance. James Cargill Ltd is licensed under the Consumer Credit Act 1974 to carry on the business of consumer credit, consumer brokerage, debt adjusting and debt counselling, credit reference agency and canvassing off trade premises.

Only upon completion our fee is up to 3% (maximum).

In simple terms the Data Protection Act requires companies and individuals who process and retain information about their customers to tell the customer how the information will be used and to what purposes it will be put. The Act does not restrict itself only to information kept on a computer; it is relevant to any ordered filing system. The information below describes how your data will be processed. If your information is to be processed differently the trader will tell you.

Call Recording: Calls to our offices may be recorded, this is for our protection and yours. Calls are used for training and monitoring purposes and may be used in the unlikely event of a complaint.

Your home may be repossessed if you do not keep up repayments on your mortgage.

In some instances lower payments from debt consolidation may result in the lengthening of repayment terms leading to higher overall interest payable.

The overall cost for comparison is 7.9% APR. We expect at least 66% of our customers to achieve a rate better than this.